Cigars & Life-Insurance... some real issues

[St. Lou Stu]

Originally Posted by BengalMan

Prudential takes cigar smokers as preferred non-smokers. They come to your house, take blood, etc, still non-smoker rates.

Ian,
Thanks for the tip!!
I actually followed through on the Prudential thing and took the physical, bloodwork, blah, blah, blah....

This week I got a call that everything was approved for BETTER than I was quoted. I was quoted a preferred non-smoker rate and after my physical underwriting ended up writing my policy at a preferred non-tobacco rate. In layman's terms... another 50% savings.

Folks, If your looking for life insurance Prudential is the way to go if you want to be honest and have a policy written under truthful circumstances. This ended up being cheaper than the life insurance that I have through my employer. That policy isn't written based off of physical results though.