Hit and Runs...

[s0leful0ne]

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

[Blueface]

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

For that amount, don't report it to your insurance.
Not worth it.
Glad to hear nothing else was wrong with it beyond what is visible.
Unfortunately, too many folks think at times damages are minimal and additional damage ends up being there. In your case, I was concerned with the wheel not having taken an impact and you or us not being able to see it.

[mosesbotbol]

Originally Posted by Blueface

For that amount, don't report it to your insurance.
Not worth it.

I'd still file a police report. Since the damage is not going through insurance, your CarFax should be "accident free" when you sell it or trade it in.

[Skywalker]

Ouch!!!

That sucks!!!

[Col. Kurtz]

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

That's a hell of a deal.

[JE3146]

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

Your insurance premium increases for the next 3+ years would have been about equal to half of that. + the deductible on top of that... (comparing that to what I pay cus some douchebag rear ended me while I was stopped at a stoplight for a good 2 minutes before he hit me.....2 and a half years ago and it's still effecting me over 75$ every 6 months )

[Blueface]

Originally Posted by JE3146

Your insurance premium increases for the next 3+ years would have been about equal to half of that. + the deductible on top of that... (comparing that to what I pay cus some douchebag rear ended me while I was stopped at a stoplight for a good 2 minutes before he hit me.....2 and a half years ago and it's still effecting me over 75$ every 6 months )

Jordan,
Why were you surcharged for a rear end where you were the one rear ended?
That is not a loss qualifying for a surcharge.
Are you sure your increase was not attributed to a non related regular rate increase?
If it was due to an accident surcharge, I would contact your carrier and demand a reduction and credit.
If they don't comply, file a complaint with your local state insurance department.

[JE3146]

Originally Posted by Blueface

Jordan,
Why were you surcharged for a rear end where you were the one rear ended?
That is not a loss qualifying for a surcharge.
Are you sure your increase was not attributed to a non related regular rate increase?
If it was due to an accident surcharge, I would contact your carrier and demand a reduction and credit.
If they don't comply, file a complaint with your local state insurance department.

Basically the deal was that when I signed up for the new insurance provider (after we got married), they searched records and saw that I had an incident on my report or some other mumbo jumbo within the past 3 years. The situation was that I got rear ended while at a complete standstill at a stoplight. My rates are most definitely increased because of it. It even says they are. Honestly it's not even worth fighting because the 6 months are paid for, and it won't be within 3 years at the next payment date, so it'll go back to normal. For the record this is with Progressive insurance since they were the cheapest for our situation, but all providers were going to increase it because of this 'accident'.

[Blueface]

Originally Posted by JE3146

Basically the deal was that when I signed up for the new insurance provider (after we got married), they searched records and saw that I had an incident on my report or some other mumbo jumbo within the past 3 years. The situation was that I got rear ended while at a complete standstill at a stoplight. My rates are most definitely increased because of it. It even says they are. Honestly it's not even worth fighting because the 6 months are paid for, and it won't be within 3 years at the next payment date, so it'll go back to normal. For the record this is with Progressive insurance since they were the cheapest for our situation, but all providers were going to increase it because of this 'accident'.

OK,
This is not uncommon.
What happens is the new carrier sees a record of an accident. Based on that, they assume it is one they can surcharge.
If you contact your prior carrier that you had at the time, they are obligated to provide you with a letter stating outcome of that accident. If you didn't go through your own carrier and you went through that of the party that rear ended you, same thing. They have to provide you a letter indicating you were not at fault.
When you get that letter, your carrier will be obligated to reimburse you the surcharge amount.

While I work for an insurance company and am often explaining our actions that most don't understand, if I were you, I would invest the minimal time involved in getting this letter and get your money back. Better in your pocket than in theirs.

[JE3146]

Originally Posted by Blueface

OK,
This is not uncommon.
What happens is the new carrier sees a record of an accident. Based on that, they assume it is one they can surcharge.
If you contact your prior carrier that you had at the time, they are obligated to provide you with a letter stating outcome of that accident. If you didn't go through your own carrier and you went through that of the party that rear ended you, same thing. They have to provide you a letter indicating you were not at fault.
When you get that letter, your carrier will be obligated to reimburse you the surcharge amount.

While I work for an insurance company and am often explaining our actions that most don't understand, if I were you, I would invest the minimal time involved in getting this letter and get your money back. Better in your pocket than in theirs.

I'll do that. Thank you!

75$ is 75$.

[DMK]

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

[shark]

Originally Posted by DMK

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

Yeah, even though you don't really have proof that he did it, go ahead and vandalize the guy's property. That'll show him!

[s0leful0ne]

Originally Posted by DMK

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

Haha I scared them enough...trust me. According to the expert opinion it wasnt due to their car. If only it was that simple.