Insurance Shopping: Amica Mutual

kydsid · 03-14-2017, 06:53 PM

So buying a house here in NC and looking at getting covered. Have had GEICO for 20 years and they've have always been comparable. I shopped all the big guys for similar home and auto coverages. Everyone: State Farm, the Hartford, etc was within a $100 or so. Then I ran across Amica.

Amica is half the price for both home and auto. I looked them up and they are highly rated on consumer sites, high BBB, recently downgraded credit but still very high.

So what's the catch? Anyone with experience with them?

Tio Gato · 03-14-2017, 07:18 PM

We've used Amica for home, auto and umbrella coverage for about 25 years. We think they're great. It's a mutual company meaning the policy holders are the company owners. Every year we can a nice fat check that helps lower the cost even more. My wife works for a major insurance company. She can get a discount from her own company but insists on using Amica.

03-14-2017, 06:53 PM	#1
kydsid Ditat Deus Join Date: Apr 2009 First Name: Jason Location: Among the Pines Posts: 2,361 Trading: (46)	Insurance Shopping: Amica Mutual So buying a house here in NC and looking at getting covered. Have had GEICO for 20 years and they've have always been comparable. I shopped all the big guys for similar home and auto coverages. Everyone: State Farm, the Hartford, etc was within a $100 or so. Then I ran across Amica. Amica is half the price for both home and auto. I looked them up and they are highly rated on consumer sites, high BBB, recently downgraded credit but still very high. So what's the catch? Anyone with experience with them? __________________ Check out the Cigar Asylum Newbie Sampler Trade

03-14-2017, 07:18 PM	#2
Tio Gato Uncle Kitty Join Date: Oct 2008 First Name: Jeff Location: Casa Grande, AZ Posts: 2,075 Trading: (11)	Re: Insurance Shopping: Amica Mutual We've used Amica for home, auto and umbrella coverage for about 25 years. We think they're great. It's a mutual company meaning the policy holders are the company owners. Every year we can a nice fat check that helps lower the cost even more. My wife works for a major insurance company. She can get a discount from her own company but insists on using Amica. __________________ "You stink like cigars Uncle Kitty!" Said my Boo age 3. "Kid, take care of your family and the hell with anyone else" My Grandpa Bubba.