iphone 4 just announced.

[Samsquanch]

Hey guys, here's a heads up -

I just listed my iPhone 4 on my renters insurance for $14 a YEAR! It includes all risk coverage (loss, theft, water damage, breakage, etc) and doesn't have a deductible. Much better than other plans costing A LOT more and have steep deductibles. I'm with Encompass.

[Blueface]

Originally Posted by andpeo23

Hey guys, here's a heads up -

I just listed my iPhone 4 on my renters insurance for $14 a YEAR! It includes all risk coverage (loss, theft, water damage, breakage, etc) and doesn't have a deductible. Much better than other plans costing A LOT more and have steep deductibles. I'm with Encompass.

Being in the insurance claims business for over 28 years, I honestly would not recommend this.
Your phone is something you can easily lose or damage. Once this happens, you file a claim. Claims can cause your renter's policy to be cancelled if occur within certain time frames of their underwriting guidelines of frequency guidelines or type of loss guidelines.
Next thing you know, you are being dropped and shopping for new insurance.
Use your renter's or homeowner's insurance for what it was intended for and get a policy for your phone elsewhere.

Take it from a wise old man in this business.

[The Professor]

Originally Posted by Blueface

Take it from a wise old man in this business.

You got the old part right!

I didn't even try my homeowners insurance for that reason. I went with Squaretrade because they have the best reviews and reputation. Had a coupon and spent about $85 per phone for 2 years of full coverage ($50 deductible for accidental damage, $0 for warranty type repair -- both with free overnight to and from the repair center).

[floydpink]

With all the alleged reception problems and the only "worthy" case to keep the minimalistic look of the Iphone 4 intact requiring a huge logo up the side at the moment, I am currently very content with my Iphone 3 in the Otterbox, but you guys enjoy your new toys.

With all the press about the reception problems and needing to have to hold the phone a certain way, inflated or not, you can be sure Apple is looking at a redesigned model.