Fiscal Responsibility

ucla695 · 11-26-2008, 06:35 AM

Well said Mark. Cigars are a luxury and not a necessity.

11-26-2008, 06:47 AM

If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

11-26-2008, 06:49 AM

Quote:

Originally Posted by Tombstone

If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

Live like no one else so later you can LIVE like no on else

Tenor CS · 11-26-2008, 07:06 AM

Quote:

Originally Posted by Tombstone

If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

Is there a specific book or website or something you recommend for this?

Edited to add: Also, as a retailer, I think that Mark has a unique and useful insight into this.

11-26-2008, 07:18 AM

Quote:

Originally Posted by Tenor CS

Is there a specific book or website or something you recommend for this?

Edited to add: Also, as a retailer, I think that Mark has a unique and useful insight into this.

Try the links below. If you are motivated and follow his rules it will work!!

http://www.daveramsey.com/

http://www.amazon.com/Total-Money-Ma...7709042&sr=8-1

TripleF · 11-26-2008, 07:26 AM

Quote:

Originally Posted by Tombstone

If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

How'd I know you'd be in here Tombstone?

11-26-2008, 07:56 AM

Quote:

Originally Posted by TripleF

How'd I know you'd be in here Tombstone?

Great minds think alike.

11-26-2008, 11:32 AM

Thanks Mark, you just saved me and lost you money... no really thanks. Good advice. This forum is like poison to me - every thread I see - I end up asking myself have I tried that? Everyone else seems to have experienced this or that - why not me!? And I spend more than I should - That explains why I'm broke!

My budget is zero - starting.... now......

11-26-2008, 11:42 AM

One does not have to use credit cards in order to overspend...

This post was a great reminder to live within one's means (pot calling the kettle black here).. cigars are a luxury.

Something else one might consider when trying to enjoy the leaf while maintaing a budget is this..... if you didnt know the brand or cost of the cigar you were smoking you might be surprised.... You dont have to spen 5-10+ dollars to find a good smoke. Spend wisley... some great cigars out there that wont break the bank.

Snake Hips · 11-26-2008, 12:14 PM

I only spend what I don't need for anything else, and only spend what I've got. My responsibilities go first, and I only use debit.

But this is a good read, and should be stickied.

hotreds · 09-01-2010, 09:56 AM

Sticky!

Mr B · 09-01-2010, 12:34 PM

Quote:

Originally Posted by Buena Fortuna

Absolutely! Cash is king, debt is death...

Quote:

Originally Posted by rck70

Don't be Slave to the Lender........Cash is King....

Quote:

Originally Posted by Tombstone

If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

Agree 100%. Ramsey's Total Money Makeover will change your life.

Awesome Post. I have thought it many times but never had the nerve to post it.
Thanks Mark.

11-26-2008, 06:35 AM	#1
ucla695 Neither here, nor there Join Date: Oct 2008 Location: The Pool Posts: 3,696 Trading: (5)	Re: Fiscal Responsibility Well said Mark. Cigars are a luxury and not a necessity.

11-26-2008, 06:47 AM	#2
Tombstone Guest Posts: n/a	Re: Fiscal Responsibility If anyone is interested in getting out of debt...I suggest Dave Ramsey's plan. I followed his suggestions and paid off about 17k of debt in 6 months. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW, as the status symbol of choice!

11-26-2008, 11:32 AM	#8
MLC Guest Posts: n/a	Re: Fiscal Responsibility Thanks Mark, you just saved me and lost you money... no really thanks. Good advice. This forum is like poison to me - every thread I see - I end up asking myself have I tried that? Everyone else seems to have experienced this or that - why not me!? And I spend more than I should - That explains why I'm broke! My budget is zero - starting.... now......

11-26-2008, 11:42 AM	#9
Dgar Guest Posts: n/a	Re: Fiscal Responsibility One does not have to use credit cards in order to overspend... This post was a great reminder to live within one's means (pot calling the kettle black here).. cigars are a luxury. Something else one might consider when trying to enjoy the leaf while maintaing a budget is this..... if you didnt know the brand or cost of the cigar you were smoking you might be surprised.... You dont have to spen 5-10+ dollars to find a good smoke. Spend wisley... some great cigars out there that wont break the bank.

11-26-2008, 12:14 PM	#10
Snake Hips Götterdämmerung Join Date: Nov 2008 First Name: Tyler Location: Directly above the center of the Earth Posts: 1,013 Trading: (10)	Re: Fiscal Responsibility I only spend what I don't need for anything else, and only spend what I've got. My responsibilities go first, and I only use debit. But this is a good read, and should be stickied.

09-01-2010, 09:56 AM	#11
hotreds Ephesians 2:8 Join Date: Oct 2008 Location: 5 miles past "Resume Speed" Posts: 11,674 Trading: (63)	Re: Fiscal Responsibility Sticky! __________________ God loves you so much, that he made you read this, just to let you know.