Cigar smoking and Life Insurance premiums.

MrOneEyedBoh · 04-05-2010, 08:38 AM

Nicotine doenst last long, maybe 1-2 days. Now the by product Cotinine can last for 7-14 days, depending on your smoking habits.

http://www.fbr.org/publications/pamphlets/cotinine.html

This site say ten day, but Id say two weeks to be conservative.. Also keep in mind if you die because of a smoking related death, the insurance company can deny or alter the final end dollar amount they will pay out. This is only if you checked NON-smoker on the application.

04-05-2010, 08:38 AM	#8
MrOneEyedBoh Hon. Join Date: Sep 2009 Posts: 953 Trading: (30)	Re: Cigar smoking and Life Insurance premiums. Nicotine doenst last long, maybe 1-2 days. Now the by product Cotinine can last for 7-14 days, depending on your smoking habits. http://www.fbr.org/publications/pamphlets/cotinine.html This site say ten day, but Id say two weeks to be conservative.. Also keep in mind if you die because of a smoking related death, the insurance company can deny or alter the final end dollar amount they will pay out. This is only if you checked NON-smoker on the application.