Credit CARD Act

The best places to get a credit card is with the Credit Unions who will give you a better deal. You should never pay more than 10% with a FICO score of 700 or better and the best way to deal with credit card debt is to never owe more than $500 on any card or where it would take more than 3 months to pay it all off. Anything over that and you might as well be paying a loan shark with the 30% most banks are charging. These guys were given almost a year to raise all of the rates before the deadline,,,how stupid was that of the government to give these clowns over a year to rape the public?