Discretionary Income

[shilala]

I'm the "go to guy" for handouts and I don't have a hard and fast "this gets cut out" rule. If I have money in my pocket the answer is yes. No money in my pocket and the answer is no.
One exception is that I make sure my daughter has a few bucks via her allowance. We have a standing deal that if she takes care of her education I'll take care of everything else.
She pulled a 96% average this 9 weeks and she's in all advanced classes.
It's the best investment I've ever made, so I pay that bill first.
If there's anything left after bills we do whatever sounds fun, whether it be eating out or just going for ice cream.

This dropping of gas prices makes a big difference, that's for sure.
There's an extra 100 bucks a week available for fun stuff now.

[awsmith4]

I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:

4. Eating/Drinking out
3. Scotch and High-end Bourbons (I can just drink Evan Williams)
2. Going out (movies,golf,etc.)
1. Non-cuban cigars (they are expensive)

Originally Posted by awsmith4

I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:

4. Eating/Drinking out
3. Scotch and High-end Bourbons (I can just drink Evan Williams)
2. Going out (movies,golf,etc.)
1. Non-cuban cigars (they are expensive)

You are a wise man.

Not necessarily in this order.

1) Ammo and trips to the indoor range.

2) Eating out. That goes for lunch at work and dinner out with just my wife or her and the kids and their girlfriends.

3) Cigars get cut back to on-line purchases only and then lower priced smokes.

4) Booze, I go to the cheaper stuff in higher quantities.

5) Spontaneous purchases of any kind for anybody.

[DrDubzz]

general shopping (clothes, homestuff, etc.)

eating out

tobacco products and accessories

that's about all my wife and I spend money on, so that's all that really gets cut out

but it sucks, we both like to shop

[webjunkie]

First the cigars get cut from the budget, then booze goes, then eating out. Generally the first things I cut from the budget are luxuries for myself. Now that I've got my grad school stipend back I've finally been able to refill the stash.