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			 Dear Lord, Thank You. 
			
			
			
				
			
 
			
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			Today I just got notice that Farmer's Insurance just decided to settle a 7 month old claim for damage at an apartment building I own. It took volumes of paperwork, 100 phone calls, two visits to the property, and what finally cinched it is that I had to say "Lawyer". 
		
		
		
		
		
		
			Now I just have to go to a notary. They're trying to wiggle out of the "loss of use" clause that I pay an extra premium for, so I made a couple calls. Now I just have to fight for that money. They've dragged this out forever, so it's gonna cost them. If that works out, I can buy some cigars and pay the electric bill. ![]() Wish me luck!!! 
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		#3 | 
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			 Backyard BBQer 
			
			
			
				
			
			
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			Glad your finally getting somewhere  
		
		
		
		
		
		
			 
		
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	"And then one day you find ten years have got behind you. No one told you when to run, you missed the starting gun"  | 
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		#4 | 
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			Good luck!
		 
		
		
		
		
		
		
		
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		#5 | 
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			 giggity giggitty 
			
			
			
				
			
 
			
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			Good luck with stage 2 of your negotiations with them.  A rule I learned in construction work seems appropriate to this negotiation you're in ... when all else fails, get a bigger hammer! 
		
		
		
		
		
		
			 
		
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	"My life is my own."  | 
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		#6 | 
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			 Dear Lord, Thank You. 
			
			
			
				
			
 
			
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			This is on the heels of finding out I forgot to move my pension money in April. 
		
		
		
		
		
		
			I rememembered to move one, forgot to call about the other. So that's 24k I didn't make because I forgot a phone call three months ago. Moral of this story... Stupidity is expensive.  
		
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		#8 | 
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			 Dear Lord, Thank You. 
			
			
			
				
			
 
			
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			 Hey, I made 268 bucks. That's better than losing half your pension, which is how I started the year.  
		
		
		
		
		
		
			![]() I just forget to call. I'm no stock market genius, but I know enough to move the little I have left when everything's going in the tank. 
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		#10 | 
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			Good Luck with your negotiations
		 
		
		
		
		
		
		
		
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		#11 | 
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			Good luck, Scott!! 
		
		
		
		
		
		
		
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		#12 | 
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			 Serial banter killer 
			
			
			
				
			
 
			
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			You know if you spend a couple bucks on candles, you may be able forgoe that electric bill and have more money for cigars. 
		
		
		
		
		
		
			Just sayin.....  
		
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	I loves me a Parti  
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		#13 | 
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			 Mila smoked my cigar 
			
			
			
				
			
			
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			Great news Scott.  It is a shame that they have no problem taking your premiums but when it is time for them to honor the service they always balk and fight.
		 
		
		
		
		
		
		
			
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	"If your wife doesn't like the aroma of your cigar, change your wife.", Zino Davidoff  | 
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		#14 | 
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			 Dear Lord, Thank You. 
			
			
			
				
			
 
			
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			The insurance company offered me $1600 for loss of use. 
		
		
		
		
		
		
			I told them it was (insert a bunch of expletives here, etc., etc.). Long story short, with a bit of persuasiveness it turned into $5000. Took about a week. ![]() I'm gonna buy some cigars. roffles.  
		
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		#15 | 
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			 JAFO 
			
			
			
				
			
			
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			don't just roffle... ROFLMAO!!! 
		
		
		
		
		
		
			Way to stick with it. Sometimes I think they make these processes so complicated and tedious in hopes people will give up before they have to payout or will settle for a smaller amount than they are due. Way to stick to your guns. 
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	A lost SOTL wandering the weird landscape of domesticity.  | 
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		#16 | |
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			 Dear Lord, Thank You. 
			
			
			
				
			
 
			
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			 Quote: 
	
 Instead they go the "let's see if he's retarded" route. Like I can't read an insurance policy? Duh. The beautiful thing is that they think that I think we're all settled, and that I think it limits their liability. They're really gonna grunt when I addendum them till they squirm. I absolutely hate dishonesty and lying corporate scum. Being I can't wander around much and stick up for myself, I've become pretty good at paper bombs. ![]() I think they'd die if they knew I was just fighting with them to get cigars. Double rofflecopters.  
		
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		#17 | 
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			 I'm nuts for the place 
			
			
			
				
			
			
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			Good Job Scott. Way to not give up. The reason they play the "maybe he is retarded" card is because it works with most people.  
		
		
		
		
		
		
			 
		
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	"To dilute the will to win is to destroy the purpose of the game. There is no substitute for victory"-- Douglas MacArthur  | 
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		#19 | 
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			 It Just Doesn’t Matter!!! 
			
			
			
				
			
			
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			Good luck brother. 
		
		
		
		
		
		
			![]() Chris..... 
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	“Don’t talk to me about naval tradition. It’s nothing but rum, sodomy and the lash.” -Sir Winston Churchill  | 
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