Cigars and Life Insurance

[LasciviousXXX]

Originally Posted by srduggins

Lying on your insurance physical is a good way to have your policy cancelled in the event there is a payoff (and they won't pay). I wouldn't take the risk.

Exactly. It was my position that it wasn't worth the risk to my family in the event of my death. I didn't want my wife to have to go through the hassle of fighting with the insurance company right after I died. Especially when there are companies out there that don't penalize you as much for smoking cigars.

I consider it another way of providing for and ensuring my family's future.