Cigar smoking and Life Insurance premiums.

[Don Fernando]

Originally Posted by brigey57

I recently applied for life insurance and was struck during the agents questionnaire "Do you smoke?" Not if you smoke what type of product do you use, or how often do you smoke, but do you smoke?

It's not just with life insurance. I had surgery done in december and one of the questions with anestetics was "do you smoke?" and not "are you a tobacco user?" which are two completely different things in my book.