04-05-2010, 01:28 PM
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#8
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Smoke me if you can...
Join Date: Oct 2008
First Name: Bri
Location: Enjoying the weather here!
Posts: 256
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Re: Cigar smoking and Life Insurance premiums.
Well in that case it won't much matter cause to collect you need to be dead. 
Quote:
Originally Posted by BigCat
Most of the time the agents are considered to be independent agents, meaning that they are working for you, not the insurance company, when they submit your application. That means that the insurance company will tell you that they don't care what you told the agent - it only matters what is on the application. If your agent screws up, you can always sue him for negligence, but it won't be grounds to get benefits that you told the agent something and he decided not to include it on the application. Just wanted to throw that out there...
Quote:
Originally Posted by brigey57
I did disclose the information to the agent with words like in an effort of full disclosure, I do on occasion smoke cigars. So there is no I didn't disclose the information. Fortunately it is coming off of the Winter. 
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__________________
There are five things that make life worth living: a good relationship with God, a good woman, good health, good friends, and a fine cigar." Just say NO to SCHIP and Cigar taxes!
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