Hit and Runs... - Page 3

Blueface · 03-11-2010, 06:55 PM

Blew up that picture to focus on area of damage on his car.
Absolutely no doubt that did not result from hitting your car.
Photo could be fooling me but he does not appear to have paint transfer. Appears from photo to be more like paint scraped exposing material of bumper in its form prior to having been refinished.
Don't see any impressions in the material that would invariably have resulted from metal compressing into it. There would have been some type of impression in the plastic for sure.
While photo appears clear as to what it is, the best way would be In person, to be able to tell for sure on whether paint transfer or scrape. For a layperson, real easy to do. Take wax or compound and buff. If it comes off, it was paint. If it doesn't come off, it is the material underneath.
I think you will buff for days and not remove anything off this one.

03-12-2010, 06:36 AM

Damn, sorry to hear this Aldrin. Getting hit and run is never good, though I'd imagine that damage is well over $500, if you haven't had it checked out already. I got sideswiped in an old Ford Escort a few years ago in a similar spot. Damage estimate was about $1500+.

s0leful0ne · 03-12-2010, 02:46 PM

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

Blueface · 03-12-2010, 02:53 PM

Quote:

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

For that amount, don't report it to your insurance.
Not worth it.
Glad to hear nothing else was wrong with it beyond what is visible.
Unfortunately, too many folks think at times damages are minimal and additional damage ends up being there. In your case, I was concerned with the wheel not having taken an impact and you or us not being able to see it.

mosesbotbol · 03-13-2010, 07:57 AM

Quote:

Originally Posted by Blueface

For that amount, don't report it to your insurance.
Not worth it.

I'd still file a police report. Since the damage is not going through insurance, your CarFax should be "accident free" when you sell it or trade it in.

Skywalker · 03-13-2010, 08:02 AM

Ouch!!!

That sucks!!!

Col. Kurtz · 03-12-2010, 03:09 PM

Quote:

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

That's a hell of a deal.

JE3146 · 03-12-2010, 03:51 PM

Quote:

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

Your insurance premium increases for the next 3+ years would have been about equal to half of that. + the deductible on top of that... (comparing that to what I pay cus some douchebag rear ended me while I was stopped at a stoplight for a good 2 minutes before he hit me.....2 and a half years ago and it's still effecting me over 75$ every 6 months

)

Blueface · 03-12-2010, 06:20 PM

Quote:

Originally Posted by JE3146

Your insurance premium increases for the next 3+ years would have been about equal to half of that. + the deductible on top of that... (comparing that to what I pay cus some douchebag rear ended me while I was stopped at a stoplight for a good 2 minutes before he hit me.....2 and a half years ago and it's still effecting me over 75$ every 6 months

)

Jordan,
Why were you surcharged for a rear end where you were the one rear ended?
That is not a loss qualifying for a surcharge.
Are you sure your increase was not attributed to a non related regular rate increase?
If it was due to an accident surcharge, I would contact your carrier and demand a reduction and credit.
If they don't comply, file a complaint with your local state insurance department.

JE3146 · 03-13-2010, 03:51 AM

Quote:

Originally Posted by Blueface

Jordan,
Why were you surcharged for a rear end where you were the one rear ended?
That is not a loss qualifying for a surcharge.
Are you sure your increase was not attributed to a non related regular rate increase?
If it was due to an accident surcharge, I would contact your carrier and demand a reduction and credit.
If they don't comply, file a complaint with your local state insurance department.

Basically the deal was that when I signed up for the new insurance provider (after we got married), they searched records and saw that I had an incident on my report or some other mumbo jumbo within the past 3 years. The situation was that I got rear ended while at a complete standstill at a stoplight. My rates are most definitely increased because of it. It even says they are. Honestly it's not even worth fighting because the 6 months are paid for, and it won't be within 3 years at the next payment date, so it'll go back to normal. For the record this is with Progressive insurance since they were the cheapest for our situation, but all providers were going to increase it because of this 'accident'.

Blueface · 03-13-2010, 06:24 AM

Quote:

Originally Posted by JE3146

Basically the deal was that when I signed up for the new insurance provider (after we got married), they searched records and saw that I had an incident on my report or some other mumbo jumbo within the past 3 years. The situation was that I got rear ended while at a complete standstill at a stoplight. My rates are most definitely increased because of it. It even says they are. Honestly it's not even worth fighting because the 6 months are paid for, and it won't be within 3 years at the next payment date, so it'll go back to normal. For the record this is with Progressive insurance since they were the cheapest for our situation, but all providers were going to increase it because of this 'accident'.

OK,
This is not uncommon.
What happens is the new carrier sees a record of an accident. Based on that, they assume it is one they can surcharge.
If you contact your prior carrier that you had at the time, they are obligated to provide you with a letter stating outcome of that accident. If you didn't go through your own carrier and you went through that of the party that rear ended you, same thing. They have to provide you a letter indicating you were not at fault.
When you get that letter, your carrier will be obligated to reimburse you the surcharge amount.

While I work for an insurance company and am often explaining our actions that most don't understand, if I were you, I would invest the minimal time involved in getting this letter and get your money back. Better in your pocket than in theirs.

DMK · 03-13-2010, 08:00 PM

Quote:

Originally Posted by s0leful0ne

Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok.

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

shark · 03-13-2010, 09:12 PM

Quote:

Originally Posted by DMK

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

Yeah, even though you don't really have proof that he did it, go ahead and vandalize the guy's property. That'll show him!

s0leful0ne · 03-14-2010, 01:27 AM

Quote:

Originally Posted by DMK

Get your hands on some Round Up and burn up $640.00 of the pricks front lawn....

Haha I scared them enough...trust me. According to the expert opinion it wasnt due to their car. If only it was that simple.

Don Fernando · 03-14-2010, 03:59 AM

this sucks Aldrin, glad the damage isn't worse though.

03-14-2010, 04:26 AM

What a crappy way to spend spring break. Glad the repairs were at least affordable for you!

Blueface · 03-14-2010, 11:18 AM

I believe in Karma.
Things to do go around in circles.

That neighbor likely knows who was on his driveway backing out that struck your car. The way you described things, it had to absolutely be someone coming out of that driveway given the type of impact you sustained, that was clearly not as result of a sideswipe.

$600 out of pocket sucks but I can't help but believe and trust it will come back to bite him in the rear a few times fold.

03-11-2010, 06:55 PM	#1
Blueface Gramps 4x's Join Date: Oct 2008 First Name: Horatio Seymore Hiny Location: Boca Raton - North of La Habana Posts: 8,774 Trading: (8)	Re: Hit and Runs... Blew up that picture to focus on area of damage on his car. Absolutely no doubt that did not result from hitting your car. Photo could be fooling me but he does not appear to have paint transfer. Appears from photo to be more like paint scraped exposing material of bumper in its form prior to having been refinished. Don't see any impressions in the material that would invariably have resulted from metal compressing into it. There would have been some type of impression in the plastic for sure. While photo appears clear as to what it is, the best way would be In person, to be able to tell for sure on whether paint transfer or scrape. For a layperson, real easy to do. Take wax or compound and buff. If it comes off, it was paint. If it doesn't come off, it is the material underneath. I think you will buff for days and not remove anything off this one. __________________ Little known fact: I am a former member of the Village People - The Indian

03-12-2010, 06:36 AM	#2
Wanger Guest Posts: n/a	Re: Hit and Runs... Damn, sorry to hear this Aldrin. Getting hit and run is never good, though I'd imagine that damage is well over $500, if you haven't had it checked out already. I got sideswiped in an old Ford Escort a few years ago in a similar spot. Damage estimate was about $1500+.

03-12-2010, 02:46 PM	#3
s0leful0ne Its Huge. Join Date: Oct 2008 Posts: 477 Trading: (22)	Re: Hit and Runs... Went to a shop I've done business with before and they estimated it at $640 I think I can live with that. They said there wasnt any damage other than cosmetic. It seemed to drive fine, I had to spend 30 minutes on the highway to get to the shop, and also hit a pothole along the way so it seems to be holding up ok. __________________ What's that smell?...Swamp Ash

03-13-2010, 08:02 AM	#6
Skywalker BABOTL Join Date: Oct 2008 First Name: Dice Location: Galaxy Far Far Away Posts: 10,168 Trading: (18)	Re: Hit and Runs... Ouch!!! That sucks!!! __________________ Smoke what you like!!!

03-14-2010, 03:59 AM	#15
Don Fernando Postwhore Join Date: Oct 2008 First Name: Ferdinand Location: Singapore Posts: 10,070 Trading: (29)	Re: Hit and Runs... this sucks Aldrin, glad the damage isn't worse though. __________________ check out my reviews on my blog.

03-14-2010, 04:26 AM	#16
sodomanaz Guest Posts: n/a	Re: Hit and Runs... What a crappy way to spend spring break. Glad the repairs were at least affordable for you!

03-14-2010, 11:18 AM	#17
Blueface Gramps 4x's Join Date: Oct 2008 First Name: Horatio Seymore Hiny Location: Boca Raton - North of La Habana Posts: 8,774 Trading: (8)	Re: Hit and Runs... I believe in Karma. Things to do go around in circles. That neighbor likely knows who was on his driveway backing out that struck your car. The way you described things, it had to absolutely be someone coming out of that driveway given the type of impact you sustained, that was clearly not as result of a sideswipe. $600 out of pocket sucks but I can't help but believe and trust it will come back to bite him in the rear a few times fold. __________________ Little known fact: I am a former member of the Village People - The Indian