Cigar smoking and Life Insurance premiums.

St. Lou Stu · 09-07-2010, 03:40 PM

I was straightforward with my insurance application.
I told them I smoked cigars and they quoted me a rate slightly higher than someone who did not smoke would get.
I then took a blood test and it came back with no traces of whatever they associate with smoking.
They then signed me at a 'preferred non-smoking rate'. It is clearly stated and signed by both parties on my application that I said I smoke cigars.

How 'bout them apples?

09-07-2010, 03:40 PM	#25
St. Lou Stu Have My Own Room Join Date: Oct 2008 First Name: Tim Location: Belleville, IL (St. Louis) Posts: 2,304 Trading: (21)	Re: Cigar smoking and Life Insurance premiums. I was straightforward with my insurance application. I told them I smoked cigars and they quoted me a rate slightly higher than someone who did not smoke would get. I then took a blood test and it came back with no traces of whatever they associate with smoking. They then signed me at a 'preferred non-smoking rate'. It is clearly stated and signed by both parties on my application that I said I smoke cigars. How 'bout them apples? __________________ Pretending to play golf since 1989

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