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Old 11-18-2009, 09:33 AM   #1
elderboy02
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Default Re: Dang Thieves!!!!

What is the protocol now? Do I contact my insurance company first or file a police report?
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Old 11-18-2009, 09:36 AM   #2
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Default Re: Dang Thieves!!!!

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Originally Posted by elderboy02 View Post
What is the protocol now? Do I contact my insurance company first or file a police report?
Insurance company will want the police report. Call the police and file the report, then call your insurance company.

Sorry to hear that got ya'.
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Old 11-18-2009, 09:37 AM   #3
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Default Re: Dang Thieves!!!!

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What is the protocol now? Do I contact my insurance company first or file a police report?
Chalk it up as a loss. I am sure your deductible won't we worth the value of the items and the rise in your insurance premiums. Call the police, but chances are they won't do much to find the people who took it. Going to be tough to trace unless there is something that distinguishes the items from any other or they happen to find a serial thief. It sucks, but it happened to my brother and pretty much all they could say was, "Next time lock your doors".
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Old 11-18-2009, 09:41 AM   #4
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Default Re: Dang Thieves!!!!

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Originally Posted by chippewastud79 View Post
Chalk it up as a loss. I am sure your deductible won't we worth the value of the items and the rise in your insurance premiums. Call the police, but chances are they won't do much to find the people who took it. Going to be tough to trace unless there is something that distinguishes the items from any other or they happen to find a serial thief. It sucks, but it happened to my brother and pretty much all they could say was, "Next time lock your doors".
I have a $100 deductible. The radar detector is $300 new, Tom Tom is about $120. Cigarette lighter 2-way adapter is about $7
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Old 11-18-2009, 09:44 AM   #5
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Default Re: Dang Thieves!!!!

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Originally Posted by elderboy02 View Post
I have a $100 deductible. The radar detector is $300 new, Tom Tom is about $120. Cigarette lighter 2-way adapter is about $7
So you will get $427-$100-depreciation. Then when you replace the items, if it cost more than the depreciation they took on it, they will reimburse you the difference. It probably isn't worth it because your insurance will go up for a long, long time.
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Old 11-18-2009, 12:06 PM   #6
St. Lou Stu
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Default Re: Dang Thieves!!!!

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Originally Posted by elderboy02 View Post
What is the protocol now? Do I contact my insurance company first or file a police report?
Nope, replace the stuff, and leave the car unlocked again while you sit in the bushes with a Beretta 92 FS. Then, when they come back, ask for your stuff nicely.
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Last edited by St. Lou Stu; 11-18-2009 at 12:09 PM. Reason: fat fingered the 91/92
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Old 11-18-2009, 12:15 PM   #7
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Default Re: Dang Thieves!!!!

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Nope, replace the stuff, and leave the car unlocked again while you sit in the bushes with a Beretta 92 FS. Then, when they come back, ask for your stuff nicely.
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Old 11-18-2009, 12:21 PM   #8
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Default Re: Dang Thieves!!!!

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Originally Posted by St. Lou Stu View Post
Nope, replace the stuff, and leave the car unlocked again while you sit in the bushes with a Beretta 92 FS. Then, when they come back, ask for your stuff nicely.
You see, that requires me to wait around. I think Claymores would work better
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