Discretionary Income

Not necessarily in this order.

1) Ammo and trips to the indoor range.

2) Eating out. That goes for lunch at work and dinner out with just my wife or her and the kids and their girlfriends.

3) Cigars get cut back to on-line purchases only and then lower priced smokes.

4) Booze, I go to the cheaper stuff in higher quantities.

5) Spontaneous purchases of any kind for anybody.