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|  11-12-2008, 10:04 AM | #19 | 
| CERTIFIED THREAD KILLER!! |  Re: Discretionary Income 
			
			'Eating out' is the first thing to go... as a matter of fact I usually don't have much to cut there since I cook quite a bit at home and we take lunches to work... it saves us quite a bit in the long run...  The second is cigars... as much as I spend on cigars they have to be high on the list to get cut when I need to save! | 
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