Cigars & Life-Insurance... some real issues

K Baz · 11-09-2009, 04:08 PM

Personally I prefer full disclosure.

In my area its have you used any form of tobacco in the past 12 months - if yes smoker.

They do have a couple of companies that have cigar smoker rates. But it depends on the amount of cigars. If you smoking 50 cigars a year they will class you a smoker in my area.

I would personally and I have declared my smoking use and it costs me 15 $ a month more but thats cheap in my world for peace of mind.

11-09-2009, 04:08 PM	#17
K Baz Just in front of theStorm Join Date: Oct 2008 Location: Regina - it rhymes with fun Posts: 162 Trading: (1)	Re: Cigars & Life-Insurance... some real issues Personally I prefer full disclosure. In my area its have you used any form of tobacco in the past 12 months - if yes smoker. They do have a couple of companies that have cigar smoker rates. But it depends on the amount of cigars. If you smoking 50 cigars a year they will class you a smoker in my area. I would personally and I have declared my smoking use and it costs me 15 $ a month more but thats cheap in my world for peace of mind.