$32K in credit card debt at 28% interest.....

[Blueface]

.....that is what a friend told me he owes.

I ALMOST DIED!!!

I cannot imagine sleeping at night under those circumstances.
That translates to approximately $10K per year in interest alone.

I recognize life's events take one on a bad ride sometimes and those credit cards help out but, in this case, it is all attributed to trying to live a life he should not have.
This debt is due to living larger than the means to pay the debt.

I truly hope this guy is the exception rather than the rule but sadly, with today's economy, many seem to be on the same ride.

Use those cards wisely folks!!!
They are a vicious cycle if not managed properly.