Getting 2 Dell laptop screens repaired under insurance claim

forgop · 08-26-2011, 03:44 PM

I purchased 2 Dell laptops in January and both of the screens cracked on me. Last fall, I took out an electronics policy with my homeowner's coverage to the tune of $19/year to cover stuff with a $50 deductible. Obviously, they're not covered under my Dell Warranty due to the physical cause.

Anyway, I called to make the claim today and the insurance company is just going to issue me a check for the purchase price in January minus the deductible rather than me taking them to have screens replaced. I could probably get new screens online and replaced for $250-$300 shopping around a bit. But they're cutting me a check for almost $950 without any proof of purchase price or anything showing the screens are indeed cracked.

08-26-2011, 03:44 PM	#1
forgop Not a puffer Join Date: Oct 2008 First Name: Duane Location: Indianapolis, IN Posts: 2,869 Trading: (40)	Getting 2 Dell laptop screens repaired under insurance claim I purchased 2 Dell laptops in January and both of the screens cracked on me. Last fall, I took out an electronics policy with my homeowner's coverage to the tune of $19/year to cover stuff with a $50 deductible. Obviously, they're not covered under my Dell Warranty due to the physical cause. Anyway, I called to make the claim today and the insurance company is just going to issue me a check for the purchase price in January minus the deductible rather than me taking them to have screens replaced. I could probably get new screens online and replaced for $250-$300 shopping around a bit. But they're cutting me a check for almost $950 without any proof of purchase price or anything showing the screens are indeed cracked.