An interesting story about burning up cigars and insurance fraud...

[shilala]

This is an exerpt from a toilet book called Final Exits by Michael Largo, so take it for what it's worth.
I'll shorten it up a bit because I can't type.

A North Carolina man, a self-proclaimed smart guy who made money finding loopholes, bought a $15,000 box of vintage cigars.
He took out an insurance policy, just like he did for other valuables, protecting them against hazards, including fire.

Once he finished smoking the last of his 24 cigars, he filed an insurance claim stating that the cigars had been "consumed by fire".
The insurance company took him to court and lost on the grounds that they did not specify the exact nature of fire they included or excluded.

The man skipped off to the bank with the check, and once cashed, he was arrested, charged, and convicted of 24 counts of arson - one for each cigar.
Unable to find a loophole, he was sent to prison for two years, where he met his demise in an argument over a pack of matches.

There ya go. I suspect it's simply urban legend, but it raises some interesting discussable points.