Bad credit repair

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Originally Posted by neoflex

Just have a question as I am far from a credit expert to say the least. If he closes out a lot of his credit cards at one time wouldn't that also reflect negatively on his credit report? Just asking as I have heard this in the past but never could understand how this would reflect badly on a person although a few years ago I paid off most of my debt and canceled most of my cards except for a couple. Just curious.

I just talked to my financial advisor about this same question. I'm sure that every situation is different but he advised me to not close out my $0 balance cards. He said that by far the heaviest weighted item that affects your credit score is length of credit.