Wife asks, 'Why don't you open a cigar shop?'

[OLS]

Your two cons are deal breakers in my view, no money and no idea how. Those are dangerous check marks
on the pro and con idea chart. Advice can help you out of the second one, but only the money fairy can help you
with the big one. Maybe somebody will kickstarter you. If the idea strikes you as a good one in the end, you just
need to keep thinking on it while you save, and re-evaluate once your money pile is big enough. Debt was
something our PARENTS could afford to take on.....much less so today. Getting out of debt seems harder today
somehow.