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Old 12-31-2009, 01:28 PM   #1
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Default free annual credit reports

At the end of December each year, I get my free credit reports from the 3 big credit bureaus. Fortunately, I've never had identity theft or other problems that plague some.

The site that the Federal Trade Commission links to is: https://www.annualcreditreport.com/

Well worth getting a copy and hanging on to them for comparisons each year, in my opinion.
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Old 12-31-2009, 01:39 PM   #2
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Default Re: free annual credit reports

Quote:
Originally Posted by markem View Post
At the end of December each year, I get my free credit reports from the 3 big credit bureaus. Fortunately, I've never had identity theft or other problems that plague some.

The site that the Federal Trade Commission links to is: https://www.annualcreditreport.com/

Well worth getting a copy and hanging on to them for comparisons each year, in my opinion.
Mark,
In addition, if one can swing the monthly fee, well worth participating in a credit notification program. I use TransUnion and I think it runs me $14 a month.
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Old 12-31-2009, 01:59 PM   #3
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Default Re: free annual credit reports

Quote:
Originally Posted by markem View Post
At the end of December each year, I get my free credit reports from the 3 big credit bureaus. Fortunately, I've never had identity theft or other problems that plague some.

The site that the Federal Trade Commission links to is: https://www.annualcreditreport.com/

Well worth getting a copy and hanging on to them for comparisons each year, in my opinion.


I've been using this website for about 5 years. In my case, I pull one report every 4 months, and compare the results. Since there are 3 major credit reporting agengies, you can get a pretty good idea of what's going on with your credit. Most the the agengies track the same data, so I can check each agency once a year.

Thanks for posting this, Mark! This was a great reminder!

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Old 01-02-2010, 01:57 PM   #4
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Default Re: free annual credit reports

Thanks!
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Old 01-02-2010, 02:31 PM   #5
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Default Re: free annual credit reports

Thanks for the reminder Mark!
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