Life Insurance and Cigars

Blues Tiger · 02-22-2009, 03:04 PM

Mods, move this if it's in the wrong spot.

O.K. I need to get some life insurance but I really don't want to have to pay the cigarette smoker rates. Are there any companies left that provide a compromise for cigar smokers? Also, I know many have said to just lay off the sticks for a few weeks before the physical and then say you are a non-smoker. However, wouldn't this void your policy in the event the insurer found out you lied after death? Just looking for opinions, advice, or suggestions please.

Thanks!
Jay

02-22-2009, 03:04 PM	#1
Blues Tiger Just in from the Storm Join Date: Oct 2008 Posts: 18 Trading: (1)	Life Insurance and Cigars Mods, move this if it's in the wrong spot. O.K. I need to get some life insurance but I really don't want to have to pay the cigarette smoker rates. Are there any companies left that provide a compromise for cigar smokers? Also, I know many have said to just lay off the sticks for a few weeks before the physical and then say you are a non-smoker. However, wouldn't this void your policy in the event the insurer found out you lied after death? Just looking for opinions, advice, or suggestions please. Thanks! Jay