I solve this by not having any super premium smokes.
But in all seriousness, I find myself doing this with the 30 year old scotch that I have. I hesitate to drink it unless I've hit a mile stone. Sometimes a milestone can be something as small as making it through a hellacious week, and sometimes as big as graduating college. It is all about not waiting for the
gigantic special moments, but celebrating the milestones.