04-05-2010, 12:58 PM
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#12
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Smoke me if you can...
Join Date: Oct 2008
First Name: Bri
Location: Enjoying the weather here!
Posts: 256
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Re: Cigar smoking and Life Insurance premiums.
I did disclose the information to the agent with words like in an effort of full disclosure, I do on occasion smoke cigars. So there is no I didn't disclose the information. Fortunately it is coming off of the Winter. 
Quote:
Originally Posted by CigarNut
If they can find proof that you did smoke cigars when you signed up for the insurance then they can get out of paying out the insurance regardless of how you died because you "lied" on your application. This is from a friend of mine who sells insurance.
It's much safer (in terms of Life Insurnance) to say "yes" to the smoking question.
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__________________
There are five things that make life worth living: a good relationship with God, a good woman, good health, good friends, and a fine cigar." Just say NO to SCHIP and Cigar taxes!
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