Cigar Asylum Cigar Forum - View Single Post - Cigar smoking and Life Insurance premiums.

MrOneEyedBoh · 04-05-2010, 08:28 AM

Im young at 22 yrs old, I went with a 30 year life insurance policy and they too asked me. At the time I was using dip. They took blood at my home and sent it to the lab. I ended up with the same pricing as the original healthy adult male estimate my agent gave me.

Luck? Maybe so, but i have heard they do jack it up because your more at risk, so to say, than a healthy non-smoking male.

04-05-2010, 08:28 AM	#2
MrOneEyedBoh Hon. Join Date: Sep 2009 Posts: 953 Trading: (30)	Re: Cigar smoking and Life Insurance premiums. Im young at 22 yrs old, I went with a 30 year life insurance policy and they too asked me. At the time I was using dip. They took blood at my home and sent it to the lab. I ended up with the same pricing as the original healthy adult male estimate my agent gave me. Luck? Maybe so, but i have heard they do jack it up because your more at risk, so to say, than a healthy non-smoking male.