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					Originally Posted by Blueface      
Something I advised my son to do that I have been doing as well for a while now, post having closed all those accounts, is using a CC for everything in lieu of my ATM card or cash. 
I then pay it all off at the end of every week. 
Incredible what it does to your score and I have racked up almost enough points for a free cruise soon. | 
	
 That is exactly what we have been doing. Makes a lot of sense.