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				 Re: Discretionary Income 
 
			
			Good subject.  My first item to leave behind is:
 1.  Dry cleaning  ( couldnt believe I was paying out $50 a month for this )
 2.  Starbucks     ( $5  3x a week   $60 a month,,,f'n ridiculous )
 3.  Eating out     ( 3 times a week  avg. $20 per meal  ,,,$240 a month,,,am I shitten myself? )
 4.  Cocktails      ( 5 times a month,,,,$5 per and if I add the wife  $10,,,,$50 a month plus ,,,cmon,,I can buy a bottles of my favorite stuff for that kind of money )
 
 Holy Crap,,,,thats in the neighborhood of $400 a month that is just going out the window whereas I could be spending half that on cigars and still be saving money.
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