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				 Re: Discretionary Income 
 
			
			I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:
 4. Eating/Drinking out
 3. Scotch and High-end Bourbons (I can just drink Evan Williams)
 2. Going out (movies,golf,etc.)
 1. Non-cuban cigars (they are expensive)
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