Re: Discretionary Income
-eating out, followed by the "luxury" food items at home
-cigars (not a problem until the humi is actually approaching empty)
-misc. uneeded purchases.
couldn't say what else to cut... I try to be frugal with most things as it is (college and then college loans to pay tends to do that to you).
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¨°º¤ø„¸¸„ø¤º°¨ "A long habit of not thinking a thing wrong, gives it a superficial appearance of being right..." -Thomas Paine
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