[fxpose]

Best thing to do is get rid of your debit/check card or any other type of card which is tied to your cash/checking account. Use a credit card instead for all your on-line purchases and pay the balance in full each month so no interest accrues.

Even though the bank will eventually credit your checking account, it is a huge inconvenience while your checks are bouncing left and right, drawn from that same checking account.