Here is an article about Apple's version of the "new phone every year" program. I just saw someone's new 6s and I really like the new features … it would cost me a fortune to upgrade since I'm only a few months into this one
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When Apple announced the iPhone 6s in early September, the company also introduced a new payment system called the iPhone Upgrade Program. Apple’s iPhone financing scheme is similar to what many carriers are already offering, with pricing starting at around $32 per month for the 16GB iPhone 6s. However, Apple also includes an AppleCare warranty in its offer and the iPhone comes factory unlocked, meaning the customer can choose any carrier in the world for wireless service.
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http://bgr.com/2015/11/02/iphone-6s-...mobile-sprint/