[dijit]

I have stopped using the debit option on my debit card for exactly what is going on with you Larry. The bank told me that when you use the debit card option with pin number if it is somehow hacked it is up to me to disprove the fraudulent charges and no refunds made until that proof is confirmed valid. If you use it as a credit card you are afforded the full protections offered by Visa/Mastercard if it is one of their cards.