[yachties23]

Try going outside the country. I was in Ireland for X-Mas/New Years about 10 years ago.. During the two weeks I was there, the banks were opened for a total of 2 and a half days. There was almost no sanitation pickup or mail delivery, and they deal with it just fine.

If you prepare knowing banks/services will be closed on certain days, it almost certainly won't be an issue. Keep in mind places usually give holidays on Mondays if the holiday falls on the weekend.

When you are out of school and working you will appreciate it much more.