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Old 11-03-2011, 06:34 PM   #25
shilala
Dear Lord, Thank You.
 
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Default Re: We Think Lisa's Identity Just Got Stolen and Someone Bought a Car

Quote:
Originally Posted by kaisersozei View Post
That's all kinds of f'd up. Seems like the responsible party would be the auto dealer who set up the loan financing--what the heck kind of lax requirements do they have?!

When my wife's employer accidentally released personnel records when they updated one of their servers (so if you Googled her name, tons of stuff, including SSN, performance appraisals, etc.) were available, we had to go with one of the identity protection bureaus. At least it was paid for by her employer. Haven't had any issues as a result of the breach, so we're fortunate so far.
Gerard, Lisa signed us up for LifeLock. It was a toss-up between them and Identity Guard. LifeLock is the outfit that ran around with the guy's social security number on the side of the van. I remembered thinking that was pretty cool when I saw it.
I checked all the Consumer Reviews and those two companies were neck and neck. There are four of those types of outfits that are all pretty equal but the top two are the ones I mentioned.
They're about $100-$250 a year, which is a bit painful, but they'll provide us with all the credit reports we need and will monitor our names, address, ssn, everything from here on out.
It can't undo the damage that's been done, but it will halt anything that happend from here on. There's $1,000,000 identity theft insurance included and all sorts of other benefits, too. It's a tremendous service and a real Godsend for us right now.
I can't thank you enough for just mentioning it, it's really gone miles toward putting us at ease.
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