[thebayratt]

Well...
I got my card canceled at Visa.
Went to the bank and made sure it was canceled. Filed a dispute and got a new card.
The whole thing is going to take about 7-10day to wash... as soon as I get the Police Report I filed today (that will be done on Monday...).

The bank said they will wash off the NSF fees once the ordeal is cleared. But Im not sure how far into the negative I can go before they cut me off......

I emailed Walmart and have to fill out and fax a fraud form.

Looks like I will get my money back from Walmart maybe faster than the bank and Visa. But thats just a guestimate.

I know there were only three employees in the bar/resturant. So I narrowed down to two.... The owner will be getting a phone call soon.

I was hoping VISA would refund the money right away, but it being a Debt card, they told me I had to take up the loss with the bank and the bank would take up thier loss with VISA and VISA would do an investigation... but Im thinking for $324... VISA is just going to write it off as a loss.


So, I have all my basis covered and looks like one way or another, I am going to get my money back. Its just a matter of time and who (Walmart or Bank) is going to give me my money back.
If Walmart gives me the money back, I hope the bank will wash the NSF fees also.
Just hope Walmart doesn't try to refund the money to my closed debt card....