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Old 08-04-2011, 07:42 PM   #4
Starz26
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Join Date: Aug 2009
First Name: Eric
Location: Ohio
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Default Re: Short sale vs foreclosure

If you get the bank to agree on a short sale, you will not be responsible for the diff between the sale price and the loan value.

If you are foreclosed on, the bank can come after you for the difference.

As for tax ramifications, I have no clue....

Someone please correct me if I am wrong. Oh, and both will mess up your credit for a good while but that is the least of your worries in these situations.....

What about a loan modification?

Hope all gets better......
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