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forgop · 05-30-2011, 08:01 PM

Yeah, insurance companies will do everything they can to deny paying a claim.

After my gma died, I grabbed the secret box she kept in her HVAC duct. It contained all kinds of important documents, one of which was a letter denying a payout for my grandfather's life insurance because he denied having any kind of heart disease. Sure enough, heart disease was the primary cause of death not too long after the policy was purchased (a couple of years I think) and they were so kind to provide her a check in the amount of the insurance premiums that had been paid.

It may cost a little more, but if you take out a policy for $100k, $500k, a $1M or whatever, this isn't what you want your family to contend with upon your death. Once I get back to work in a little over a year, I plan on shopping around for some life insurance plans of my own.

05-30-2011, 08:01 PM	#20
forgop Not a puffer Join Date: Oct 2008 First Name: Duane Location: Indianapolis, IN Posts: 2,869 Trading: (40)	Re: Cigars and Life Insurance Yeah, insurance companies will do everything they can to deny paying a claim. After my gma died, I grabbed the secret box she kept in her HVAC duct. It contained all kinds of important documents, one of which was a letter denying a payout for my grandfather's life insurance because he denied having any kind of heart disease. Sure enough, heart disease was the primary cause of death not too long after the policy was purchased (a couple of years I think) and they were so kind to provide her a check in the amount of the insurance premiums that had been paid. It may cost a little more, but if you take out a policy for $100k, $500k, a $1M or whatever, this isn't what you want your family to contend with upon your death. Once I get back to work in a little over a year, I plan on shopping around for some life insurance plans of my own.