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thebayratt · 05-30-2011, 09:14 AM

I have BCBS of AL and no mater if its cigarette, cigar, or snuff; they consider you a "tobacco user". They give discounts as being non-tobacco with the plans they offer at work. But if you select non-tobacco, they swab your mouth and send the results off.... I don't know how far back the test is good for, but needless to say my insurane went up $35 a paycheck this year because of my honesty.

05-30-2011, 09:14 AM	#3
thebayratt Still Watching My Ash Join Date: Jan 2010 First Name: Shawn Location: Mississippi Posts: 1,326 Trading: (11)	Re: Cigars and Life Insurance I have BCBS of AL and no mater if its cigarette, cigar, or snuff; they consider you a "tobacco user". They give discounts as being non-tobacco with the plans they offer at work. But if you select non-tobacco, they swab your mouth and send the results off.... I don't know how far back the test is good for, but needless to say my insurane went up $35 a paycheck this year because of my honesty.