[Lucky_Hippo]

Ouch, been there before brother. Sorry to hear you got hit be these lowlifes. My wife's Visa Debit card # was stolen while she was out of town on business and they used the number at an ATM several times in TN before it was noticed. Our money was returned in full almost immediatly by our bank. Wife just had to stop in at our local branch and sign some paper work.

Good news is they eventually caught the theifs and are in the process of running them through the justice system now. We get TN court papers 2 or 3 times a week keeping us abreast of what's being filed.

I'd sure look hard at other banks and even let yours know you will be shopping around if they won't come up with a better policy then what they are offering you at this time.