Debit card fraud is different than Credit card fraud. Here is a better explanation of it:
http://www.kevincoffee.com/money/atm...nformation.htm
Banks have their own set of requirements on debit cards and vary from bank to bank.
Quote:
Consumers should review the ground rules of their check cards. Debit cards are convenient for many purposes, but people need to be careful. If there is an ultimate dispute, the bank has to make the decision either to credit your account and it takes the loss, or not credit it and you take the loss.
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