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G G · 03-10-2011, 05:49 AM

They will usually draw blood and take a urine sample and they take vitals and also ask you a page or two of health questions. If you have been honest (as you have) with the agent he can pretty much tell you what you will get for a rating. The blood draw is what they test for nicotine.

03-10-2011, 05:49 AM	#10
G G BR549 Join Date: Oct 2008 First Name: Greg Location: Taylor, FL. Posts: 12,735 Trading: (10)	Re: Life Insurance question They will usually draw blood and take a urine sample and they take vitals and also ask you a page or two of health questions. If you have been honest (as you have) with the agent he can pretty much tell you what you will get for a rating. The blood draw is what they test for nicotine.