[hotreds]

Thanks, guys! This is Chase, it is not a business account, there is no interest attached to the balance. It was free when I opened it a few years back, in Dec they sent me the letter stating that starting in Feb they would charge the $12. I use it only to do online stuff, I have never written a check. I'll talk to a rep there and see what they can do for me. I'd like to keep it since my other stuff is also with Chase and I can easily transfer funds between accounts and the like- but not for $12 a month-- a $1500 balance would be very hard to maintain at this point in this account.